Email or Letter Template . Employer NOT Offering Insurance [Date] [Employee Name, Address, City/State, Zip] [Greeting] As you may know, new health care reform regulations mandating insurance coverage go into effect starting Jan. 1, 2014. The changes are meant to help expand access to adequate and affordable health care coverage. Notice of coverage options: Employers must give employees notice about the availability of an insurance exchange. Penalty for not providing insurance: Employers with over 50 employees that do not provide insurance must pay a penalty of $2,000 for every employee in the company if even one employee opts to obtain insurance through an exchange.
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